A revolving credit line that grows with your business. Draw funds anytime via online transfer or wire. Only pay interest on what you actually use. Perfect for managing cash flow gaps and seasonal swings.
Think of it as a credit card for your business, but with lower rates and higher limits. Use it when you need it. Pay it back when you can.
Once approved, you can draw any amount up to your credit limit. Funds typically hit your account the same day via ACH. No need to reapply or explain how you will use the money each time.
If your credit line is $100,000 but you only draw $20,000, you only pay interest on the $20,000. When you repay $10,000, that $10,000 becomes available to draw again immediately.
Most lenders require $10,000+ in monthly revenue, 6+ months in business, and a credit score of 600+. Some lines are secured by accounts receivable or inventory; others are unsecured.
Get pre-approved and start drawing within 24-48 hours.